Risks of regulatory management decisions of banking system in the dynamic environment
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Дата
2023
Науковий керівник
Укладач
Редактор
Назва журналу
ISSN
E-ISSN
Назва тому
Видавець
Анотація
The topic of the work is the consideration of management decisions regarding the regulation of the banking system of Ukraine and the risks associated with these measures. The urgency of the work lies in the intensification of such decisions and the need for banks to work in a risky environment. Equating profitability with reliability can lead to a false perception of the superpower of a given sector and systemic reliability in a risky dynamic environment. There is a problem in the interpretation of the concepts of profitability and
reliability. This can lead not only to positive effects in the form of social justice and filling the state budget, but also to negative effects. Decrease in the ability of the bank to form capital for risks, an increase in interest/commission rates on customer loans and reducing interest rates on borrowed funds (customer deposits), which will negatively affect the purchasing power of citizens and the economy of the state as a
whole are those effects that banking sector and government will be dealing with.
Опис
Ключові слова
regulatory management, banking sector, management decision, regulation of the banking system of Ukraine, surplus profits, the National Bank of Ukraine (NBU), Domestic State Loan Bonds (DSLB), Certificates of Deposit (DC), profitability, mandatory reserve, risks associated with the regulation of banking system
Бібліографічний опис
Економіко-правові аспекти господарювання: сучасний стан, ефективність та перспективи : матеріали IX Міжнар. наук.-практ. конф. (Одеса, 22-23 верес. 2023 р.). – Одеса, 2023. – C. 28–30.